Finanças pessoais: uma análise do perfil financeiro dos alunos de Ciências Contábeis da UFPB durante a pandemia da Covid-19

Abstract

The Coronavirus pandemic (Covid-19) has had significant effects on how people make financial decisions. We understand that the more information an individual has, the better his or her decision will be, therefore based on this premise, this research aimed to analyze the profile of financial decisions of students in the Accounting Sciences course at UFPB during the Covid-19 pandemic. Accounting students were selected to compose the sample of the research since it comprises a niche of people who study during the course of management, accounting and finance, therefore they are people who understand about the financial flow and their decisions. The method used to conduct the research was a descriptive analysis with a quantitative approach, and the instrument was the questionnaire. In the accounting course at UFPB, in 2020, it has 636 students with active enrollment. Within this population, the sample consisted of 94 participants. Who are attending between 1 st and 8 th day periods, and 1 st and 10 th night periods of Accounting courses. The predominance of the age group is between 16 to 24 years old; with regard to gender the majority female. The compulsory subject for the Accounting course related to finance that was most attended is Economics I with 91.3%. With regard to the knowledge to manage your own money, 62.8% feel reasonably secure; with regard to financial control 66% have the habit of routinely surveying all expenditures. In the results, it was found that 80.9% of the students affirm that their habit of shopping has undergone some change during the pandemic period and that 83% consider it very important to include in the graduation a discipline focused on Financial Education. As a conclusion it was observed that the majority of individuals rarely made purchases in person, making more purchases in online store. Regarding consumption needs, they answered that the sectors of food, clothing and footwear, housewares and health were the most sought after.