Nível de educação financeira de alunos do Centro de Ciências Sociais Aplicadas da Universidade Federal da Paraíba

Abstract

Financial education does not have the sole purpose of saving money and adding wealth, but also having a guarantee in case unforeseen events happen in the future, while taking advantage of the now. This research aimed to measure the level of financial education of students at the Social Sciences Center of the Federal University of Paraíba, more specifically in the Administration, Actuarial Science, Accounting and Economics courses. To achieve this goal, a research was initially carried out with previous studies on the topic. Subsequently, a quantitative, descriptive survey was conducted using a questionnaire that addressed questions of attitude, behavior and financial knowledge where 54 students formed the sample. Then, after relating them to the variables, the results (as a percentage) were compared with an indicator that allows classifying whether the sample has low or high levels of financial literacy and determined that they influence the results. From the analysis of the responses, the degree of financial literacy was identified, resulting in 61.56%, a low, but acceptable level. The study concluded that the students of the courses studied need to improve their levels of attitude and financial behavior, since in terms of financial knowledge, they obtained a good result.