Finanças pessoais: um estudo sobre a influência da participação dos integrantes em projetos de extensão de finanças e ligas de mercado financeiro

Abstract

Although financial education is increasingly in evidence, just knowing its concepts is insufficient to combat the negative consequences of its lack. Extension projects and university financial market leagues are great agents for disseminating this tool, as teaching and practice can be great allies in the development of healthy financial habits. Therefore, this study aimed to compare the daily financial knowledge and practices of participating and non-participating students in extension projects in finance and financial market leagues. For this, descriptive research was carried out, through a questionnaire divided into five blocks – having 33 multiple-choice and staggered questions, with answer options using the Likert scale – in which 405 responses were collected virtually, which 246 were non-participating students and 159 were participating students. The survey shows that most respondents who do not participate in extension projects or financial market leagues do not perform well in terms of their attitudes, behavior and financial knowledge, while most of those who have this experience obtained good results in these areas. It is concluded that the participation in extension projects and financial market leagues influences its members positively in the adoption of good financial habits, as well as the methodologies used within these groups, which, in their predominance, are active methodologies.