Previdência complementar: uma análise sobre os fatores que podem influenciar a adesão dos docentes do departamento de finanças e contabilidade da Universidade Federal da Paraíba

Abstract

This paper aims to identify the possible factors that may influence the adherence of the Faculty of the Department of Finance and Accounting of the Federal University of Paraíba to a Complementary Pension Plan, analyzing the profile of the teacher, seeking the posture of the same in the face of a social security investment and verifying If the same would join or already have a Supplementary Pension Plan. The methodology was developed through a questionnaire of quantitative approach using statistical instruments in the data collection and qualitative in the interpretation of the same, explaining them and analyzing them. This questionnaire was applied to the Professors of the Department of Finance and Accounting of the Federal University of Paraíba and from the answers collected it was concluded that there is a concern with the future stability of the Teachers and that complementary pension can become a pertinent choice depending of the scenario in which it is inserted, considering as factors of positive influence, the fact of the complementation of the future retirement as well as the fact of maintaining the standard of life during the post-labor life, and if looking at the negative side, factors like collection of administrative fees by institutions affecting the profitability of the investment may negatively influence the decision making of the Faculty. Thus, the total influence of factors that help or hinder the effectiveness of decision-making in relation to a future adhesion to Supplementary Pension Plans. Thus, in view of this study, it was possible to present variables that influence the interest, knowledge and position of the Faculty in the face of a financial investment, showing the teachers' perspective within these perspectives.