Uma análise da relação entre educação financeira e a qualidade de vida dos alunos dos cursos de Ciências Contábeis e Letras

Abstract

This work sought to analyze the relationship between the knowledge obtained in Financial Education and the quality of life of students taking accounting and letters courses at UFPB. It is characterized as applied research, classified as descriptive, relying on a quantitative approach. A survey was carried out by applying two questionnaires in person, the first being divided into three parts, with objective questions, to define the socioeconomic profile, the level of financial education, and practices related to planning; the second questionnaire with 26 questions on a Likert scale, to identify the level of satisfaction with quality of life, considering the physical, psychological, social relationships and environmental domains. The sample consists of 308 students. The socioeconomic profile of the respondents shows a predominant population of young people aged up to 24, single, 79.55% of whom are accounting students. Regarding the level of financial education, 69.48% of those surveyed demonstrated a satisfactory level of knowledge, getting between 2 and 3 questions correct, while 30.52% did not reach the same number of correct answers. The method used by most students was controlled using spreadsheets, analyzing them frequently, being used by 122 of the respondents. Only 21.43% of students were classified as satisfied with their quality of life, 70.77% as undefined, and 7.79% as dissatisfied. It is concluded through data analysis that the level of financial education has a positive relationship with satisfaction regarding the quality of life of individuals, demonstrating the importance of the topic for the general population.