A educação financeira no ensino médio: impacto na preparação para o ENEM e na formação de cidadãos financeiramente conscientes

Abstract

This study analyzes the incorporation of financial mathematics into high school education, emphasizing its importance for student development. The focus is on preparation for the ENEM (Brazilian National High School Exam) and the development of essential practical skills for adult life. The research was based on a theoretical review of the National Common Curricular Base (BNCC) and data collection through questionnaires administered to students and teachers. Financial topics such as simple and compound interest and their relevance in the school context and the ENEM were investigated. The results indicate that financial mathematics is widely recognized as essential both for everyday life and for preparing students for the exam. Furthermore, they highlight the positive impact of practical pedagogical methodologies. The study recommends the use of active methodologies, such as educational games and financial simulations, to engage students and foster a critical perspective on the role of finance in society.