Educação e planejamento financeiro: um estudo com servidores de uma IES pública

Abstract

This paper aims to verify the relevance of the management of the personal financial resources of the teachers and administrative technicians at the Center of Social and Applied Sciences of the I campus of the Federal University of Paraíba, in relation to Planning and Financial Education. To do so, this study used a descriptive survey, survey or survey, with a quantitative approach allied to the use of electronic spreadsheets to tabulate the results obtained in the present research and thus obtains a better understanding about the subject with the individuals who participated Sample. The CCSA campus I is formed by 304 servers, composing the research universe, which sampled 79 respondents for the analysis of the data surveyed. According to the results obtained, it was found that 65% of the respondents demonstrated to know ways of controlling their expenses. One can conjecture, although the fact that these interviewees have knowledge about finances is justified by their level of schooling, since the sample is formed by individuals who have incomplete upper level up to the PhD. Finally, it is concluded that financial education combined with financial planning becomes an efficient and effective tool in controlling spending in the family budget.