Planejamento para aposentadoria: um estudo com graduandos do curso de Administração da Universidade Federal da Paraíba

Abstract

Financial planning for retirement is a topic that deserves attention of all, especially the younger ones, because the sooner one begins, the less the amount to be invested per month, thus guaranteeing a comfortable future with improved quality of life and not depending only on Social Security resources. The present research aims to verify how the students of the Administration course of the UFPB- Campus I carry out personal financial planning for their retirement. Therefore, it sought to stipulate the level of financial education of the students, identify how they prepare themselves financially for retirement, and investigate their perception of the concern about retirement. For this, a questionnaire was applied with 100 students of the institution, which identified that although the vast majority of students report that they carry out financial planning, well less than half reported that they are planning financially for retirement, and those who do not, that all his income was compromised. It has also been verified that students who are not carrying out a financial planning for retirement intend to do so. It was also found that students do not have much knowledge in personal finance, which can be the consequence of an absence or poor Financial Education.