Finanças pessoais: uma análise da percepção dos motoristas de táxis de João Pessoa

Abstract

This research aimed to verify the perception of taxi drivers regarding Personal Finances. The target population analyzed here is composed of taxi drivers from the city of João Pessoa - PB. The research was developed outlining it as follows: as for objectives, descriptive; concerning procedures, bibliographic; and, as for the approach, quantitative. To collect data, we used a questionnaire applied in person, using the criteria of convenience, accessibility, and acceptance by taxi drivers, containing 20 questions, which was distributed in two sections entitled: “Taxis Driver’s Personal and Professional Profile” and “Personal Finance”, structured to meet the specific objectives of this research. Within the universe studied, a total of 107 taxi drivers were interviewed. However, it was necessary to discard 02 of the questionnaires because they have unanswered questions, getting a total of 105 valid questionnaires, which were compiled with help of a spreadsheet in Excel Microsoft, and analyzed using descriptive statistics. According to the result of this research, it proved to be a profession with an almost absolute predominance of men, reaching a percentage of 52% of taxi drivers in the age group above 50 years old. This profession is marked by globalization, which divided its history into before and after driver apps had emerged in the private market, which brought, among other consequences, changes in the monthly income of this profession. Regarding knowledge concerning Personal Finances, taxi drivers are mostly classified as “having no knowledge” or “having little knowledge”. Another important factor is that 73% percent of these taxi drivers, declared known about the topic only as a result of their daily experience. About the tools used by these professionals, two groups stood out: those who make notes in notebooks and diaries to control their finances and those who do not have any control. The present work, points out a need for a broader approach, with these professionals, on the subject explored. Acquiring knowledge about Personal Finance and executing such learnings, can raise opportunities and enable a more positive result concerning your income. Remembering that, a more conscious consumption of money can produce good results.