Educação financeira e decisões de consumo, investimento e poupança: um estudo com os jovens de Itapororoca-PB

Abstract

This research aimed to identify the level of knowledge about Financial Education that young people in the city of Itapororoca-PB have, specifically in relation to consumption, investment and savings. The survey was conducted with young adults from the city of Itapororoca-PB, aged between 16 and 40 years, in which a total of 154 people were willing to answer. As a collection instrument, the diagnostic questionnaire was used, which contained 26 questions. Through the survey, it is concluded that part of the respondents have some knowledge in Financial Education, but that this knowledge is still shallow, as they do not feel completely safe to manage their own money. And in addition, 54.8% of respondents are indebted people, who use their credit card to finance their purchases. It was also observed that respondents do not have the habit of saving, and that 57.1% do not invest, as they do not have enough knowledge to invest.