A adoção da matemática na educação financeira familiar no ensino fundamental

Abstract

Global studies show that financial education significantly impacts the knowledge, behavior and attitudes of individuals and families, regardless of social class. Financial education is defined by the Organization for Economic Co-operation and Development (OECD) as a process that improves understanding of financial concepts and products, enabling individuals to make informed choices. This quantitative and qualitative study investigates the characteristics of financial education proposals in elementary school mathematics, highlighting diverse practices among teachers, the importance of interdisciplinarity, and the need for greater family engagement and structured educational policies to overcome challenges in implementation. Among others, future research should improve educational resources to make financial concepts more accessible and examine effective pedagogical methods. It is essential to investigate the didactic sequence and the impact of family engagement in financial education activities. Additionally, studying interventions to strengthen students' mathematical foundations and evaluating public policies can create a more robust and effective financial education curriculum.