Um estudo sobre o nível da educação financeira dos estudantes da área de saúde da Universidade Federal da Paraíba

Abstract

This study aims to analyze the level of knowledge about financial education of students in the health area at the Federal University of Paraíba (UFPB). For this, a descriptive research was carried out, using a questionnaire applied electronically via the Google application - Google Forms, with 27 questions divided into 4 blocks, seeking to identify the socioeconomic profile, financial management, financial knowledge and interest in the subject. The research had a sample of four hundred and thirty-four (434) respondents and used descriptive statistics assisted by electronic spreadsheets to create tables and graphs that supported achieving the objectives. The results obtained show that the majority of respondents plan their financial lives, use more traditional control tools, and the majority of those who declared having debts attribute this to a lack of planning, lack of income or easy access to credit. Furthermore, students generally presented an average level of financial knowledge, highlighting the lack of basic education to level up and improve youth and demonstrated an interest in learning more about the topic. In this way, it is possible to conclude that the public has easy access to the implementation of financial education, which highlights the need to promote education, in order to fill gaps that exist and encourage the interest in becoming efficient decision makers.