Política estatal de microcrédito : concretização de normas constitucionais pelo desenvolvimento econômico e humano

Abstract

This research addresses the constitutional programmatic rules and microcredit, that is, working with themes related to the science of law and to the economic science. After describing the theoretical aspects related to the institutes belonging to the two areas of knowledge, formulates the central problem of search: objectives of reducing social inequality (economic development) and promotion the general welfare (human development), provided for respectively, in sections III and IV of article 3º of the Federal Constitution of 1988 can be achieved, even partially, by state policy of microcredit? The hypothesis of the provisional response is in the affirmative sense, however, according to the hypothetical-deductive method of Karl Popper, one must test the provisional response to conclude that its refutation or corroboration. Thus, it proceeds to empirical research, in the context the Municipal Program of Support to Small Businesses - Empreender/JP. Were conducted interviews with program participants with the aim to investigate the presence of results that could be identified as elements of realization of cited constitutional rules. The results of analysis revealed that the Empreender/JP achieves the objectives of income distribution and promotion of welfare and, on that basis, can realize, even partially, the sections III and IV of article 3º of the Federal Constitution of 1988. By the inductive effect, it may extend even provisionally, the conclusions reached in the context of Empreender/JP to the other microcredit programs oriented. This research may serve as a theoretical basis for the decisions of policymakers, who, by opting for the microcredit program, would be taking steps to combat poverty, social marginalization and unemployment, and also could be contributing to the rescue of human dignity.