Cooperativismo de crédito: uma análise financeira e social de uma cooperativa de crédito na Cidade de João Pessoa

Abstract

This study was carried out with the aim of verifying how a credit cooperative in João Pessoa city contributes socioeconomically to regional development. In this sense, it was sought, through the Credit Cooperative to raise and compare the economic and financial data from 2015 to 2017 and to verify its results. In this context, this study sought to demonstrate the benefits of credit cooperativism as a tool for regional development, as responsible for the great economic and social impact generated through financial intermediation with members and their social responsibility financed by their positive result.The study is of great value to the academy, to society and to all who have an interest in expanding their knowledge about credit cooperativism and its contribution to the region where it is inserted.The research reached the objectives set, with the finding that the cooperative model performs the recycling of local resources, avoiding the transfer of economy to the large centers, local credit supply contributing to the economic development of the region and its effective social contribution.