Educação financeira em seguros de vida: perspectiva dos alunos de administração, ciências atuariais, ciências contábeis e ciências econômicas

Abstract

This research had as main objective to identify if the financial education given in the childhood influences the students of the UFPB of the courses of Administration, Actuarial, Accounting and Economics in the decision of getting life insurance. For the execution, 645 questionnaires were applied with 23 questions about the profile of students, financial education and life insurance. The results show that the financial education given in the childhood had little influence in the decision to get a life insurance, since only 14% of those who received financial education opted to get life insurance. Regarding the financial education, 46% of the students answered that they received in childhood and 95% answered that they intend to follow in the future. It was possible to conclude that the probability of student saving is bigger in students who received financial education in childhood than in students who did not receive it.