Análise dos impactos econômicos da pandemia sobre resultados financeiros de instituições bancárias

Abstract

The following research had as its goal to analyze the economic and financial impacts of the COVID-19 pandemic on banking institutions, in a way which is based on the changes occurred inside society as an advent of the pandemic caused by the COVID19, that had as a result job change-overs, high levels of unemployment and, consequently, the raising interaction need of financial institutions as a support at global impact situations. The theoretical foundation happened based on literature dealing on the importance of banks in difficult worldwide situations, besides strategies and investment management released from entities like funding investment agencies that can supply the society’s demand. To understand this point, the sample was composed by 22 banks, listed on B3, analyzing the years of 2019 and 2020, financial exercises that portray the last and first year post-pandemic, respectively, having as a result the financial and economic indicators databases from the selected banks. These data were dissected by media tests and comparative variations. The results show that, even with almost all the sample showing significant raise on possession, only a few showed the revenue increase, with damage register during the period.