Desenvolvendo caminhos na educação financeira : uma abordagem no ensino e aprendizagem de juros para o 9º ano do ensino fundamental

Abstract

This research aimed to present a study that will contribute and facilitate the learning of interest concepts through Financial Education in a class of the 9th grade of elementary school. To support our research, we resorted to current official documents, such as the National Common Curricular Base - BNCC (BRASIL, 2018) and some authors such as Mundy (2008); Silva and Powell (2013); Santos (2005); Cerbasi (2010) and D'Ambrósio (2012). The methodology adopted in the study materialized as an exploratory qualitative research. The work was structured in three parts: survey of competences and abilities of the BNCC, application of the didactic sequence proposal and analysis of the obtained results. Fifty students from two classes of the 9th grade of a school located in the municipality of Curral de Cima - PB participated in this research. The results obtained in the survey revealed that the participants have significant knowledge about Financial Education and Financial Mathematics by demonstrating awareness of dealing with money correctly, acquired through lived experiences. The research showed that the students constructed a notion about interest in a very articulated way, always exposing their opinions on the theme proposed in the activities. Finally, it was possible to conclude that this discussion should be addressed in all school years, and the thematic units of mathematics should be integrated to generate a solid economic awareness, contribute to the formation of participatory citizens, capable of making conscious and responsible decisions in relation to the use of money.