Educação financeira na sala de aula: uma proposta metodológica para o ensino da matemática no ensino médio

Abstract

Financial Education in high school is crucial to enable students to make responsible financial choices. Integrating this subject into the curriculum, especially in mathematics, provides essential tools for understanding concepts such as interest and budgeting. However, the effective implementation of this integration faces challenges, including the need for teacher training. Researchers such as Rebello and Rocha Filho (2015), Vila, Silva and Darroz (2018), Hartmann, Mariani and Maltempi (2021), Batista et al. (2021), Ribeiro and Costa (2022), Silva et al. (2022), Sousa, Lobão and Freitas (2022), and Alkimim and Macêdo (2024) have highlighted studies that demonstrate the importance of this topic. This study examines the fusion of Financial Education with mathematics in high school, aiming to identify theoretical approaches, contributions to mathematics teaching, and propose methodologies that promote financial skills in students. Using a qualitative approach and literature review, we analyzed the integration of Financial Education with mathematics in high school. We selected articles from the last 10 years from academic databases for our thematic analysis, resulting in methodological proposals to improve pedagogical practice. This study highlights the growing importance of Financial Education in high school to prepare young people for future financial challenges. The literature review allowed us to identify three main approaches: theoretical, practical, and critical. Practical examples, such as the integration of financial mathematics into the curriculum, demonstrate the effectiveness of these methodologies. We emphasize the need for continuous teacher training, curriculum integration, and adequate teaching materials, as well as an interdisciplinary approach and continuous assessment. Future research should explore the integration of financial mathematics with other subjects, develop interdisciplinary teaching materials, and evaluate the impacts of teaching methodologies. In summary, we emphasize the importance of a practical and contextualized approach to Financial Education, preparing students for a financially conscious and responsible life.