Matemática financeira no ensino médio: uma análise das estratégias utilizadas pelos alunos para resolver situações financeiras do cotidiano

Abstract

With the advancement of globalization and the digital world, young people increasingly face everyday situations that require knowledge of financial mathematics, especially in consumer contexts and entry into the job market. This study aimed to analyze the strategies used by first-year high school students to solve contextualized problems involving percentage increase and discount calculations. The research, of a qualitative nature, was conducted through a subjective questionnaire applied to students aged between 14 and 16, seeking to identify how they deal with financial situations and whether they appropriately apply the knowledge acquired in Basic Education. The results reveal a gap in students' understanding of financial mathematics concepts, highlighting the need to rethink pedagogical practices related to the subject. It is concluded that more effective approaches must be incorporated into the teaching of financial mathematics, not only to enhance content learning but also to foster responsible financial habits and the full development of citizenship.