Impactos da recuperação judicial no comportamento financeiro dos funcionários de empresas em João Pessoa/PB

Abstract

This study analyzed the impacts of judicial reorganization on the financial behavior of employees of companies in João Pessoa, Paraíba. The research is descriptive, quantitative, and cross-sectional, and was conducted through a survey using five-point Likert-type items. The non-probability convenience sample comprised 23 employees from three companies. Participants associated the reorganization context mainly with greater control over spending and caution toward new debt, together with financial anxiety and fear of unemployment. The descriptive index of perceived impacts reached 65.9%, the highest among the three dimensions, and 73.9% of respondents were classified in the agreement category. In the hierarchical comparison, perceived impacts were similar among auxiliary and assistant-level employees (n = 15) and analyst and managerial-level employees (n = 8): 73.3% (n = 11) and 75.0% (n = 6) agreement, with mean indices of 65.8% and 66.1%, respectively. The largest contrasts appeared in personal financial behavior, with 80.0% (n = 12) in the first group and 50.0% (n = 4) in the second, and in assessment of company management, with 80.0% (n = 12) and 37.5% (n = 3), respectively. Weaknesses in emergency savings and in the ability to save were also observed. The findings provide an initial overview of the group studied and reinforce the usefulness of behavioral finance for interpreting decisions under uncertainty, without supporting causal inferences or generalizations.