Bancos de desenvolvimento: exemplos internacionais, o caso brasileiro e um estudo sobre a atuação do BNB no Estado da Paraíba

Abstract

This paper shows the importance of development banks as a supplier of supplemental credit to the economies of both developed and underdeveloped countries. Its theoretical base will have as reference the works of Keynes, Schumpeter, Minsky and Celso Furtado, authors who considered essential the role of credit in investment decisions. To support the defense of these institutions, the paper briefly reviews the examples of international banks around the world, showing that these institutions exist abundantly in the world and that, contrary to what one might think, it exists and is active both in developing countries, countries with the consolidated development process. Focusing on the analysis of the Brazilian case, it analyzes the BNDES as the country's main development bank and reaches national territory, and finally tilts its analysis to the Northeast region and the BNB as a regional development bank, analyzing the performance of this for the state of Paraíba, concludes that the bank has a small stake in the state's banking network, but that it holds great weight in long-term loans, but that the bank often assigns to the state less than this represents to the economy of the region not by combating intra-regional inequalities.