Diagnóstico de educação financeira dos professores da rede estadual de escolas públicas da Paraíba

Abstract

Financial education is a topic which has increased considerably in international debates since the late 2000’s. Taking into account that teachers at the elementary and high school are one of the main agents in the dissemination of this knowledge. This paper is proposed to carry out a diagnostic study of the financial education of teachers of the public educational system of the state of Paraíba. The population involved in the research was made up of 98 of these professionals registered in a specialization course in financial education promoted by the Federal University of Paraíba. Data collection was done through an online questionnaire which enabled the development of the financial education radar, composed of five dimensions: accessibility, perception, behaviors, attitudes and abilities; whose score could vary from 0 to 5. Thus, it was possible to draw a socioeconomic profile and to measure, in a simplified way, the degree of development of the respondents in relation to the theme. The research revealed that among the radar dimensions, the highest score was obtained in attitudes and the lowest in accessibility. It was also possible to identify a degree of correlation between abilities and behaviors. The data demonstrated that financial knowledge is incipient among participants. Although they maintain a certain degree of control to reach specific objectives, the results suggest practices as buy by impulse, the absence of knowledge about the interest rates functioning and the options of investments, as well as late preparation for retirement, are among often practices.